Services

Koslowski Business Solutions provides services in the following areas:

Commercial Lines Underwriting Surveys
As insurance organizations strive to improve the quality of their service while maintaining profitability, Business Process Outsourcing (BPO) has become a cost-saving strategy.  Koslowski Business Solutions partners with insurance providers to perform Commercial Lines Underwriting Surveys.  The surveys can be custom designed to cover business risks such as property, employment practices, general liability, product liability, auto liability, and workers' compensation and be tailored to specific internal underwriting criteria.

Loss Control Services
Loss Control Services are offered by insurance organizations to prevent, reduce, or eliminate the potential for business losses such as property, liability, and workers' compensation.  The insured business recognizes loss control as an important value-added service and Underwriting recognizes loss control as a critical component which can improve the profitability of the P&C book of business.  The loss control services can be custom designed for the specific insured account.  These services may include loss analysis, program development, risk assessments, and employee training.

Claims Investigative Support
Claims Investigative Support can be provided to insurance providers and adjusters during the claim settlement process.  For example, when a employee workers' compensation claim is submitted, detailed information may need to be gathered on the employee's job duties, the work environment, chemical and physical exposures, work practices, personal protective equipment, and training.  Koslowski Business Solutions can work with Claims and Legal staff to gather and analyze the information in those cases requiring the expertise of a Certified Safety Professional (CSP) or a Certified Industrial Hygienist (CIH).

Safety Management and Consulting
Customized Safety Management and Consulting services are provided based on the specific needs and safety goals of your business.  Koslowski Business Solutions can engage with your business in the following ways:

Safety Manager Services
Small to medium-sized businesses are commited to safety and recognize the need, as well as the regulatory requirement, to provide a safe workplace.  However, in most small to medium-sized businesses, safety is managed by an individual who has other broad responsibilities.  Koslowski Business Solutions can be a professional resource to support your safety program on a part-time basis.  Services can be customized to include:

• Safety Business Plan Development
• Safety Committee Involvement
• Development of Written Safety Programs
• Workplace Assessments/Hazard Identification
• Employee Training
• New Project/Process Reviews
• Interface with Insurance Provider

Safety Advisor
Businesses often find it necessary to obtain the services of a safety advisor to meet a specific project need or to meet project deadlines.  Koslowski Business Solutions can provide specific safety tasks covering a broad range of safety program and training topics such as:

• Written Program Development and Training
  • Hazard Communication
  • Emergency Action Plan
  • Fire Prevention Plan
  • Bloodborne Pathogens
  • Lockout/Tagout
  • Personal Protective Equipment (PPE)
  • Respiratory Protection
  • Powered Industrial Vehicle
• Safety Hazard Assessments/Review OSHA Compliance

Industrial Hygiene
A comprehensive range of industrial hygiene services are provided.  Industrial hygiene is the science and art devoted to the anticipation, recognition, evaluation, and control of those environmental factors or stresses arising in or from the workplace that may cause sickness, impaired health and well-being, or significant discomfort among workers or among the citizens of the community.  Services include:

• Employee Exposure Monitoring (Air Monitoring)
• Chemical Hazard Reviews
• Personal Protective Equipment Assessments
• Noise Evaluation and Control
• Employee Training